<span style="color: rgb(0, 119, 168); font-family: arial;">H&W</span> Haven’t Submitted Your ACA Returns? They Can Still Be Filed After Deadline
If you are an applicable large employer or self-insured employer, the deadline to electronically file ACA information returns with the IRS was midnight ET on […]
<span style="color: rgb(120, 92, 165); font-family: arial;"><b>401(k):</b></span> DOL ISSUES FINAL FIDUCIARY RULE
On April 8, 2016, the U. S. Department of Labor released long-awaited final regulations that implement significant changes to the definition of “fiduciary” for brokers […]
<span style="color: rgb(0, 119, 168); font-family: arial;">H&W:</span> What the Supreme Court’s Decision on Same Sex Marriage Means for Health Plans
On June 25, 2015, the Supreme Court handed down its decision in Obergefell v. Hodges, in which it ruled that the United States Constitution does […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> New COBRA / CHIPRA Model Notices and Marketplace Special Enrollment
On May 2, 2014, the Department of Labor (DOL) issued a proposed rule and an FAQ (Part XIX) with clarifying information about the Affordable Care […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Non-Grandfathered Health Plan Deductible Limits Repealed
Deductible Limits Repealed: Under the Affordable Care Act (ACA), non-grandfathered, fully insured health plans in the small group market had to restrict deductibles to no […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Health FSA Carryovers and HSAs
The IRS addressed potential problems with HSA eligibility when an employee retains a general purpose health FSA from the prior plan year as a result […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Transitional Reinsurance Program Fee
Transitional Reinsurance Program Fee: The Affordable Care Act (ACA) establishes a transitional Reinsurance Program to help stabilize premiums for coverage in the individual market during […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Same-Sex Spouse Coverage
Same-Sex Spouse Coverage: Beginning with the 2015 plan year, a health insurance issuer offering non-grandfathered health coverage must offer legally married same-sex spouse coverage, if they […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> What Exclusions Are Common Under Self-Insured Health Plans?
Question of the Week From Thomson Reuters QUESTION: We are considering some design changes to our company’s self-insured major medical plan. Can we amend the […]