<span style="color: rgb(0, 119, 168); font-family: arial;">H&W:</span> Minimum Value Loophole Closed and Countdown Begins!
Applicable large employers (ALEs) must offer employer sponsored coverage that is both affordable and provides minimum value to their employees and dependents. Failure to provide […]
<span style="color: rgb(0, 119, 168); font-family: arial;">H&W:</span> Form 1095-C….are you ready for ‘Pay or Play’ Reporting?
Are you ready? Many of you might call that a loaded question. Is there a way to even know for sure if we are ready? […]
<span style="color: rgb(0, 119, 168); font-family: arial;">H&W:</span> 2015 Poverty Guidelines and Health Care Subsidies
Health and Human Services has released their 2015 federal poverty guidelines. Through the Affordable Care Act (“ACA”), the 2015 poverty guidelines can be used in […]
<span style="color: rgb(0, 119, 168); font-family: arial;">H&W:</span> IRS Released Finalized Forms 1094 and 1095 “B & C”
The IRS has released Finalized Forms 1094 and 1095 “B & C” for 2014. Forms 1094-B and 1095-B relate to the Individual Mandate (Section 6055) […]
<span style="color: rgb(120, 92, 165); font-family: arial;">401(k):</span> <b>Your Plan Failed ADP and/or ACP testing! Now what?</b>
In the beginning, 401(k) retirement plans were designed to encourage mid to lower level income workers to save for their retirement years by offering a […]
<span style="color: rgb(0, 119, 168); font-family: arial;">H&W</span> SBC Proposed Changes
The ole adage, ‘The only thing constant in life is change’, has never been more true than within the realm of health benefits. Throw in […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> IRS Releases Publications 502 and 503 for 2014 Tax Returns
The IRS releases Publications 502 and 503 for use in preparing 2014 tax returns. Publication 502 includes medical expenses that are deductible on a taxpayer’s […]
<span style="color: rgb(0, 119, 168); font-family: arial;">H&W:</span> Expatriate Plan Exemptions from the ACA
President Obama has signed legislation intended to clarify the application of the ACA to “expatriate health plans”. The legislation – which applies to both insured […]
<span style="color: rgb(120, 92, 165); font-family: arial;">401(k):</span> Defining Compensation…Five Things to Watch
An employee’s compensation is an important component in the administration of a 401(k) plan. It is typically the basis for determining salary deferrals, matching contributions, […]