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H&W: Final Forms 1094 and 1095

Depending on your area of the country, the leaves will soon be changing colors as they herald the arrival of fall and the start of cooler weather.  This also marks the fact that we are nearing the final quarter of

H&W: PROPOSED RULE: Section 1557 and Non-discrimination

On September 8, 2015, the Department of Health and Human Services (“HHS”) issued a proposed rule on Section 1557 of the Affordable Care Act which prohibits discrimination on the basis of race, color, national origin, sex, age or disability in

401(k): Find and Fix – Hardship distributions weren’t made properly

You've been the benefit administrator with your current employer for a couple of years.  During that time, there have been a handful of employees who have requested hardship distributions from their 401(k) plan which you have processed.  It isn't until

H.R. 3236 – New Bill Impacts Group Plans

On July 31, 2015, President Obama signed into law H.R. 3236, the "Surface Transportation and Veterans Health Care Choice Improvement Act of 2015."   The new law includes several changes that impact group plans. Employer Mandate:  The new act impacts the

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