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401(k): Plan Error: Employer Matching Contributions Were Not Made Appropriately! What now?

It's time for your annual 401(k) audit and it turns up that there was a failure to contribute the employer matching contribution according to the plan document.  So now you have to go through the process of correcting the failure.

H&W: Wellness Programs and the ADA – is your plan compliant?

On April 20, 2015, the Equal Employment Opportunities Commission (“EEOC”), which is responsible for enforcement of the ADA, published a proposed rule providing guidance on what an employer-sponsored wellness program must do to comply with the ADA.  While this is

H&W: Transitional Reinsurance Program – HHS Releases Announcement on Refund Request Deadline

On April 14, 2015 the Centers for Medicare & Medicaid Services released an announcement relating to the April 30, 2015 deadline to submit refund requests for over payment of transitional reinsurance fees that resulted from annual enrollment count misreporting for the

H&W: Don’t Have a Trust? …Are you sure?

Do you self-insure your employee medical benefit plan?  Do you fund benefit claims from your general assets?  Do you use a separate bank account for payment of claims? Have you given thought to whether by doing these things you have

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