Blog
The information and content contained in this blog are for general informational purposes only, and does not, and is not intended to, constitute legal advice. As always, for specific questions concerning your health or 401(k) plans, please consult your own ERISA attorney or professional advisor.
H&W: Cadillac Tax – Information from the IRS
For taxable years beginning in 2018, employers will have to pay excise taxes on high cost employer-sponsored health coverage; the so-called “Cadillac Tax”. The IRS recently issued its Notice 2015-16 (https://www.irs.gov/pub/irs-drop/n-15-16.pdf) in which it invited stakeholder input on regulations to
H&W: Know the Electronic Distribution Guidelines
A recent case out of the federal district court in New York City emphasizes the importance of careful compliance with the details of ERISA’s regulations on electronic delivery of SPDs. In the case of Thomas v. Cigna Group Insurance, the
H&W: HHS Explains Application of Annual Cost-Sharing Limit to Family HDHP Coverage
HHS has posted an FAQ explaining how the annual cost-sharing limit under health care reform will affect high-deductible health plan (HDHP) coverage. The new FAQ explains the agency’s position by applying it to a hypothetical HDHP with a $10,000 family deductible. On
401(k): Plan Error: Eligible Employee Not Given the Opportunity to Make an Elective Deferral Election!
You walk up to the coffee bar at work one morning where Derek and Rebecca are congratulating Jack for his two-year work anniversary. You join into the conversation and reminisce on how quickly the time seems to fly by,