Blog
The information and content contained in this blog are for general informational purposes only, and does not, and is not intended to, constitute legal advice. As always, for specific questions concerning your health or 401(k) plans, please consult your own ERISA attorney or professional advisor.
H&W: Low Stop-loss Specs and the ACA
The Department of Labor (“DOL”) recently issued guidance [TR 2014-01] expressing its views on whether ERISA preempts state regulation of stop-loss insurance. This guidance will be of interest to employers that sponsor self-insured health plans and purchase stop-loss coverage with
H&W: 401(k): Advance copies of 2014 Form 5500
The U.S. Department of Labor's Employee Benefits Security Administration released advance informational copies of the 2014 Form 5500 and related instructions on December 15, 2014. These advance copies are for informational purposes only and cannot be used to file an annual return.
H&W: Expatriate Plan Exemptions from the ACA
President Obama has signed legislation intended to clarify the application of the ACA to “expatriate health plans”. The legislation - which applies to both insured and self-insured plans – exempts expatriate plans from most of the health care market reform
401(k): Defining Compensation…Five Things to Watch
An employee’s compensation is an important component in the administration of a 401(k) plan. It is typically the basis for determining salary deferrals, matching contributions, additional employer contributions and non-discrimination testing. However, compensation can also be a source of frequent