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H&W: Expatriate Plan Exemptions from the ACA

President Obama has signed legislation intended to clarify the application of the ACA to “expatriate health plans”. The legislation - which applies to both insured and self-insured plans – exempts expatriate plans from most of the health care market reform

Peter Iverson, Esq. January 5, 2015
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401(k): Defining Compensation…Five Things to Watch

An employee’s compensation is an important component in the administration of a 401(k) plan. It is typically the basis for determining salary deferrals, matching contributions, additional employer contributions and non-discrimination testing. However, compensation can also be a source of frequent

Peter Iverson, Esq. January 5, 2015
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H&W: Certificates of Creditable Coverage ….. bye bye!

It isn’t new news that pre-existing condition limitations are no longer permitted in U.S. health plans. The battle cries of reform advocates and nearly every political debate prior to the enactment of the Affordable Care Act almost without exception included

Peter Iverson, Esq. December 30, 2014
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H&W: Mental Health Parity Resource Materials

The Department of Labor's Employee Benefits Security Administration ("EBSA") has provided updated resource materials on its website! Mental Health Parity:   If you wish to review the compliance of your plan, EBSA has updated the section of their Self Compliance Tool dealing with

Peter Iverson, Esq. November 20, 2014
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