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Level-Funding: A Viable Alternative for Small Group Insurance?

There has been a recent uptick in interest in so-called “level funding” as an attractive alternative for employers, particularly small employers, who wish to self-insure their employee health benefits.  While the idea of level funding itself is not new, the

Peter Iverson, Esq. August 6, 2018

401(k): Unintended Impact of Tax Reform on 401(K) Hardship Withdrawals

Tax reform may have had unintended effect on hardship withdrawals under 401(K) plans Last year’s tax reform act, officially called the Tax Cuts and Jobs Act of 2017 (“TCJA”), may have had an unintended adverse effect on hardship withdrawals under

Peter Iverson, Esq. August 3, 2018
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401(k) More Proposed 401(k) Plan Changes in the Works — Keep Your Antennas On!

Last week, we reported that Congress seems to be on track to pass sweeping legislation that would make major changes to 401(k) retirement plans.  In related news, both the House and Senate have introduced twin bills, each christened the “Retirement

Peter Iverson, Esq. July 25, 2018
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401(k): Winds of Change are Blowin’ Around Washington!

What's Happening with 401(K) Plans? Word out of Washington is that Congress may be posed to pass legislation that would make the most sweeping changes to retirement plans, including 401(k) plans, in over a decade.  There is a push in

Peter Iverson, Esq. July 20, 2018
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