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401(k): DOL ISSUES FINAL FIDUCIARY RULE

On April 8, 2016, the U. S. Department of Labor released long-awaited final regulations that implement significant changes to the definition of “fiduciary” for brokers and investors in connection with ERISA-covered plans. Generally effective as of April 2017 with certain

H&W: OCR Announces Phase 2 HIPAA Audits

On March 21, 2016, the Office for Civil Rights (OCR) announced that it has begun to collect information on covered entities and business associates that will be subject to audit in Phase 2 of its HIPAA Audit Program. OCR, which

H&W: 2017 Cost-sharing Limits

The Department of Health and Human Services released finalized regulations establishing limits on annual out-of-pocket maximums for 2017. The regulations set the 2017 out-of-pocket maximum limit for self-only coverage at $7,150 and for family [more than 1 covered individual] coverage at

H&W: ERISA Preempts Claim Reporting Law

The United States Supreme Court recently decided the case of Gobeille v. Liberty Mutual Ins. Co.  This case will primarily interest employers with self-insured health plans. The Court held that a Vermont statute that required insured and self-insured health plans

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