<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Low Stop-loss Specs and the ACA
The Department of Labor (“DOL”) recently issued guidance [TR 2014-01] expressing its views on whether ERISA preempts state regulation of stop-loss insurance. This guidance will […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> <span style="color: rgb(120, 92, 165); font-family: arial;"><b>401(k):</b></span> Advance copies of 2014 Form 5500
The U.S. Department of Labor’s Employee Benefits Security Administration released advance informational copies of the 2014 Form 5500 and related instructions on December 15, 2014. These advance […]
<span style="color: rgb(0, 119, 168); font-family: arial;">H&W:</span> Expatriate Plan Exemptions from the ACA
President Obama has signed legislation intended to clarify the application of the ACA to “expatriate health plans”. The legislation – which applies to both insured […]
<span style="color: rgb(120, 92, 165); font-family: arial;">401(k):</span> Defining Compensation…Five Things to Watch
An employee’s compensation is an important component in the administration of a 401(k) plan. It is typically the basis for determining salary deferrals, matching contributions, […]
<span style="color: rgb(0, 119, 168); font-family: arial;">H&W:</span> Certificates of Creditable Coverage ….. bye bye!
It isn’t new news that pre-existing condition limitations are no longer permitted in U.S. health plans. The battle cries of reform advocates and nearly every […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Mental Health Parity Resource Materials
The Department of Labor’s Employee Benefits Security Administration (“EBSA”) has provided updated resource materials on its website! Mental Health Parity: If you wish to review […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Minimum Value Calculator and In-Patient Hospitalization
On November 4, 2014, the IRS issued Notice 2014-69 which addresses the question of whether a group health plan that excludes coverage for in-patient hospitalization […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Transitional Reinsurance Fee – Ordinary Business Expense
The Transitional Reinsurance Program was established by Section 1341 of the Affordable Care Act. The intent of the program is to help stabilize premiums for […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Deadline Delay for Health Plan Identifier (HPID)
Effective October 31, 2014, the Centers for Medicare & Medicaid Services (“CMS”) announce a delay in the enforcement of the deadline by which health plans […]