<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Health FSA Carryovers and HSAs
The IRS addressed potential problems with HSA eligibility when an employee retains a general purpose health FSA from the prior plan year as a result […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Transitional Reinsurance Program Fee
Transitional Reinsurance Program Fee: The Affordable Care Act (ACA) establishes a transitional Reinsurance Program to help stabilize premiums for coverage in the individual market during […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Same-Sex Spouse Coverage
Same-Sex Spouse Coverage: Beginning with the 2015 plan year, a health insurance issuer offering non-grandfathered health coverage must offer legally married same-sex spouse coverage, if they […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> What Exclusions Are Common Under Self-Insured Health Plans?
Question of the Week From Thomson Reuters QUESTION: We are considering some design changes to our company’s self-insured major medical plan. Can we amend the […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> 3-Month Waiting Period Compliant?
Question of the Week From Thomson Reuters QUESTION: We sponsor a grandfathered, non-calendar-year self-insured health plan that imposes a three-month eligibility waiting period (our next […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> What is the GINA “Firewall” and Will It Protect You?
Question of the Week from Thomson Reuters QUESTION: We’ve heard that there is a “firewall” between GINA’s health insurance and employment nondiscrimination requirements. What […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Rx Plan Creditable?
Is Your Rx Plan Creditable? Medicare Part D requires group health plan sponsors to disclose to Part D eligible individuals and to the Centers for […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> How Does Health Care Reform’s Clinical Trials Mandate Affect Our Self-Insured Health Plan’s Exclusion of Experimental or Investigational Items and Services?
Question of the Week from Thomson Reuters QUESTION: Our company’s self-insured health plan contains an exclusion for items and services that are experimental or […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span>Individual Mandate Proposed Rule
The IRS has published a proposed rule relating to the requirement imposed by the ACA on individuals to maintain minimum essential coverage. While this proposal […]