<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Orientation and Waiting Periods Under the ACA
Under the final rule of the 90 day waiting period limitation, the agencies clarified how the waiting period will coincide with any employment based orientation […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> MSP Working Aged Provisions and Same-Sex Marriages
The Medicare Secondary Payer (MSP) Working Aged provisions generally require that Medicare be secondary payer to group health plans for individuals age 65 or over […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Delicate Relationship Between Employers and Their Self-Insured Health Plans
When offering a group health plan to its employees, employers may wear many hats: Plan Sponsor, ERISA Fiduciary, ERISA Plan Administrator and Covered Entity. Our […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Employer Payment Plans and Individual Health Policies
The IRS recently put out a reminder in the form of an FAQ regarding employer payment plans. Generally, arrangements funded on a pre-tax basis that […]
<span style="color: rgb(120, 92, 165); font-family: arial;"><b>401(k):</b></span> Mid-Year Amendments to Safe Harbor Plans with Respect to Windsor
Mid-Year Amendments to Safe Harbor Plans with Respect to Windsor: Under Treasury Regulations, a 401(k) safe harbor plan must be adopted before the beginning of […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> New COBRA / CHIPRA Model Notices and Marketplace Special Enrollment
On May 2, 2014, the Department of Labor (DOL) issued a proposed rule and an FAQ (Part XIX) with clarifying information about the Affordable Care […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> How Do We Prepare a Plan Document for Our Self-Insured Health Plan?
Q: We are changing our company’s group health plan from insured to self-insured. Do we need to create a plan document, or can we use […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> HSA Contribution Limits for 2015
HSA Contribution Limits: HSA (health savings account) cost-of-living contribution and coverage adjustments for 2015 have just been issued in Revenue Procedure 2014-30. The new limits for calendar […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Employer ACA Reporting Rules
Your Compliancedashboard has been updated with Code Sections 6055 and 6056 final regulations outlining the requirements under health care reform for informational returns and individual […]