<span style="color: rgb(120, 92, 165); font-family: arial;"><b>401(k):</b></span> IRS Provides Further Windsor Guidance for Qualified Retirement Plans
From Thomson Reuters The IRS has provided further guidance in Notice 2014-19 regarding the effect of the Supreme Court’s Windsor decision (requiring federal recognition of […]
<span style="color: rgb(120, 92, 165); font-family: arial;"><b>401(k):</b></span> Preapproved Plans Restatement Period Begins May 1st
Time flies by, and although it may seem as though your preapproved plan was just updated, the Internal Revenue Service (IRS) has just announced that […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Non-Grandfathered Health Plan Deductible Limits Repealed
Deductible Limits Repealed: Under the Affordable Care Act (ACA), non-grandfathered, fully insured health plans in the small group market had to restrict deductibles to no […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Health FSA Carryovers and HSAs
The IRS addressed potential problems with HSA eligibility when an employee retains a general purpose health FSA from the prior plan year as a result […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Transitional Reinsurance Program Fee
Transitional Reinsurance Program Fee: The Affordable Care Act (ACA) establishes a transitional Reinsurance Program to help stabilize premiums for coverage in the individual market during […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Same-Sex Spouse Coverage
Same-Sex Spouse Coverage: Beginning with the 2015 plan year, a health insurance issuer offering non-grandfathered health coverage must offer legally married same-sex spouse coverage, if they […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> What Exclusions Are Common Under Self-Insured Health Plans?
Question of the Week From Thomson Reuters QUESTION: We are considering some design changes to our company’s self-insured major medical plan. Can we amend the […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> 3-Month Waiting Period Compliant?
Question of the Week From Thomson Reuters QUESTION: We sponsor a grandfathered, non-calendar-year self-insured health plan that imposes a three-month eligibility waiting period (our next […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> What is the GINA “Firewall” and Will It Protect You?
Question of the Week from Thomson Reuters QUESTION: We’ve heard that there is a “firewall” between GINA’s health insurance and employment nondiscrimination requirements. What […]