<span style="color: rgb(0, 119, 168); font-family: arial;">H&W:</span> IRS Released Finalized Forms 1094 and 1095 “B & C”
The IRS has released Finalized Forms 1094 and 1095 “B & C” for 2014. Forms 1094-B and 1095-B relate to the Individual Mandate (Section 6055) […]
<span style="color: rgb(120, 92, 165); font-family: arial;">401(k):</span> <b>Your Plan Failed ADP and/or ACP testing! Now what?</b>
In the beginning, 401(k) retirement plans were designed to encourage mid to lower level income workers to save for their retirement years by offering a […]
<span style="color: rgb(0, 119, 168); font-family: arial;">H&W</span> SBC Proposed Changes
The ole adage, ‘The only thing constant in life is change’, has never been more true than within the realm of health benefits. Throw in […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> IRS Releases Publications 502 and 503 for 2014 Tax Returns
The IRS releases Publications 502 and 503 for use in preparing 2014 tax returns. Publication 502 includes medical expenses that are deductible on a taxpayer’s […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Reinsurance Contribution Rates for 2016
November 26, 2014: The Department of Health and Human Services released proposed 2016 Reinsurance Contribution Rates. Click Here The proposed reinsurance contribution rate for 2016 is […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> ACA Forms 1094 & 1095 Reporting
You heard it was coming and you’ve seen it start to arrive. You’ve also heard the old saying, “In Like a Lion and Out Like […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Low Stop-loss Specs and the ACA
The Department of Labor (“DOL”) recently issued guidance [TR 2014-01] expressing its views on whether ERISA preempts state regulation of stop-loss insurance. This guidance will […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> <span style="color: rgb(120, 92, 165); font-family: arial;"><b>401(k):</b></span> Advance copies of 2014 Form 5500
The U.S. Department of Labor’s Employee Benefits Security Administration released advance informational copies of the 2014 Form 5500 and related instructions on December 15, 2014. These advance […]
<span style="color: rgb(0, 119, 168); font-family: arial;">H&W:</span> Expatriate Plan Exemptions from the ACA
President Obama has signed legislation intended to clarify the application of the ACA to “expatriate health plans”. The legislation – which applies to both insured […]