<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> How Do We Prepare a Plan Document for Our Self-Insured Health Plan?
Q: We are changing our company’s group health plan from insured to self-insured. Do we need to create a plan document, or can we use […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> HSA Contribution Limits for 2015
HSA Contribution Limits: HSA (health savings account) cost-of-living contribution and coverage adjustments for 2015 have just been issued in Revenue Procedure 2014-30. The new limits for calendar […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Employer ACA Reporting Rules
Your Compliancedashboard has been updated with Code Sections 6055 and 6056 final regulations outlining the requirements under health care reform for informational returns and individual […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Non-Grandfathered Health Plan Deductible Limits Repealed
Deductible Limits Repealed: Under the Affordable Care Act (ACA), non-grandfathered, fully insured health plans in the small group market had to restrict deductibles to no […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Health FSA Carryovers and HSAs
The IRS addressed potential problems with HSA eligibility when an employee retains a general purpose health FSA from the prior plan year as a result […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Transitional Reinsurance Program Fee
Transitional Reinsurance Program Fee: The Affordable Care Act (ACA) establishes a transitional Reinsurance Program to help stabilize premiums for coverage in the individual market during […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> Same-Sex Spouse Coverage
Same-Sex Spouse Coverage: Beginning with the 2015 plan year, a health insurance issuer offering non-grandfathered health coverage must offer legally married same-sex spouse coverage, if they […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> What Exclusions Are Common Under Self-Insured Health Plans?
Question of the Week From Thomson Reuters QUESTION: We are considering some design changes to our company’s self-insured major medical plan. Can we amend the […]
<span style="color: rgb(0, 119, 168); font-family: arial;"><b>H&W:</b></span> 3-Month Waiting Period Compliant?
Question of the Week From Thomson Reuters QUESTION: We sponsor a grandfathered, non-calendar-year self-insured health plan that imposes a three-month eligibility waiting period (our next […]